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9 #Tips from #MarkTwain for a kick-ass #life!

You may know Mark Twain for some of his very popular books like Adventures of Huckleberry Finn and The Adventures of Tom Sawyer. He was a writer and also a humorist, satirist and lecturer.

Twain is known for his many – and often funny – quotes. Here are a few of my favorite tips from him.

1. APPROVE OF YOURSELF.

“A man cannot be comfortable without his own approval.”

If you don’t approve of yourself, of your behaviour and actions then you’ll probably walk around most of the day with a sort of uncomfortable feeling. If you, on the other hand, approve of yourself then you tend to become relaxed and gain inner freedom to do more of what you really want.

This can, in a related way, be a big obstacle in personal growth. You may have all the right tools to grow in some way but you feel an inner resistance. You can’t get there.

What you may be bumping into there are success barriers. You are putting up barriers in your own mind of what you may or may not deserve. Or barriers that tell you what you are capable of. They might tell you that you aren’t really that kind of person that could this thing that you’re attempting.



Or if you make some headway in the direction you want to go you may start to sabotage for yourself. To keep yourself in a place that is familiar for you.

So you need give yourself approval and allow yourself to be who you want to be. Not look for the approval from others. But from yourself. To dissolve that inner barrier or let go of that self-sabotaging tendency. This is no easy task and it can take time.

2. YOUR LIMITATIONS MAY JUST BE IN YOUR MIND.

“Age is an issue of mind over matter. If you don’t mind, it doesn’t matter.”

So many limitations are mostly in our minds. We may for instance think that people will disapprove because we are too tall, too old or balding. But these things mostly matter when you think they matter. Because you become self-conscious and worried about what people may think.

And people pick up on that and may react in negative ways. Or you may interpret anything they do as a negative reaction because you are so fearful of a bad reaction and so focused inward on yourself.

If you, on the other hand, don’t mind then people tend to not mind that much either. And if you don’t mind then you won’t let that part of yourself become a self-imposed roadblock in your life.

It is, for instance, seldom too late to do what you want to do.

3. LIGHTEN UP AND HAVE SOME FUN.

“Humor is mankind’s greatest blessing.”

“Against the assault of laughter nothing can stand.”

Humor and laughter are amazing tools. They can turn any serious situation into something to laugh about. They can lighten the mood just about anywhere.

And a lighter mood is often a better space to work in because now your body and mind isn’t filled to the brim with negative emotions. When you are more light-hearted and relaxed then the solution to a situation is often easier to both come up with and implement. Have a look at Lighten Up! for more on this topic.

4. LET GO OF ANGER.

“Anger is an acid that can do more harm to the vessel in which it is stored than to anything on which it is poured.”

Anger is most of the time pretty pointless. It can cause situations to get out of hand. And from a selfish perspective it often more hurtful for the one being angry then the person s/he’s angry at.

So even if you feel angry at someone for days recognize that you are mostly just hurting yourself. The other person may not even be aware that you are angry at him or her. So either talking to the person and resolving the conflict or letting go of anger as quickly as possible are pretty good tips to make your life more pleasurable.

5. RELEASE YOURSELF FROM ENTITLEMENT.

“Don’t go around saying the world owes you a living. The world owes you nothing.It was here first.”

When you are young your mom and dad may give a lot of things. As you grow older you may have a sort of entitlement. You may feel like the world should just give you what you want or that it owes you something.

This belief can cause a lot of anger and frustration in your life. Because the world may not give you what expect it to. On the other hand, this can be liberating too. You realize that it is up to you to shape your own life and for you to work towards what you want. You are not a kid anymore, waiting for your parents or the world to give you something.

You are in the driver’s seat now. And you can go pretty much wherever you want.

6. IF YOU’RE TAKING A DIFFERENT PATH, PREPARE FOR REACTIONS.

“A person with a new idea is a crank until the idea succeeds.”

I think this has quite a bit of relevance to self-improvement.

If you start to change or do something different than you usually do then people may react in different ways. Some may be happy for you. Some may be indifferent. Some may be puzzled or react in negative and discouraging ways.

Much of these reactions are probably not so much about you but about the person who said it and his/her life. How they feel about themselves is coming through in the words they use and judgements they make.

And that’s OK. I think it’s pretty likely that they won’t react as negatively as you may imagine. Or they will probably at least go back to focusing on their own challenges pretty soon.

So what other people may say and think and letting that hold you back is probably just fantasy and barrier you build in your mind.

You may find that when you finally cross that inner threshold you created then people around you may not shun you or go chasing after you with pitchforks. They might just go: “OK”.

7. KEEP YOUR FOCUS STEADILY ON WHAT YOU WANT.

“Drag your thoughts away from your troubles… by the ears, by the heels, or any other way you can manage it.”

What you focus your mind on greatly determines how things play out. You can focus on your problems and dwell in suffering and a victim mentality. Or you can focus on the positive in situation, what you can learn from that situation or just focus your mind on something entirely else.

It may be “normal” to dwell on problems and swim around in a sea of negativity. But that is a choice. And a thought habit. You may reflexively start to dwell on problems instead of refocusing your mind on something more useful. But you can also start to build a habit of learning to gain more and more control of where you put your focus.

8. DON’T FOCUS SO MUCH ON MAKING YOURSELF FEEL GOOD.

“The best way to cheer yourself up is to try to cheer somebody else up.”

This may be a bit of a counter-intuitive tip. But as I wrote yesterday, one of the best ways to feel good about yourself is to make someone else feel good or to help them in some way.

This is a great way to look at things to create an upward spiral of positivity and exchange of value between people. You help someone and both of you feel good. The person you helped feels inclined to give you a hand later on since people tend to want to reciprocate. And so the both of you are feeling good and helping each other.

Those positive feelings are contagious to other people and so you may end up making them feel good too. And the help you received from your friend may inspire you to go and help another friend. And so the upward spiral grows and continues.

9. DO WHAT YOU WANT TO DO.

“Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did so. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover.”

Awesome quote. And I really don’t have much to add to that one. Well, maybe to write it down and keep it as a daily reminder – on your fridge or bathroom door – of what you can actually do with your life.

Credits: Written by HENRIK EDBERG of www.positivityblog.com, where this was originally featured.

Filed under mark twain kick ass tips happy happy life

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#Decisive

By Tom Tognoli
CEO and Founder
Intero Real Estate Services, Inc.

Hmmm…should I do it or shouldn’t I?

I’m going to wait and think about it for a while before I make my decision…I need to get more information.

I will get back to you on it.

I will do it tomorrow, next week, next month, next year.

Yeah right…sure you will. Just like the 2,000 emails in your inbox you are going to reply to…right?  Does this sound familiar? Does it sound like you?

Well, this is how most people make decisions. They don’t make them at all because they are risk averse. Afraid of making the wrong decision, afraid of change. They just wait and wait and wait and never actually decide to do anything. That is why they continue to get what they have always gotten in life and don’t get what it is they really want.

Not being decisive and making quick decisions is one of the biggest success killers in life and business because one of the most important components to getting what you want is making a lot of decisions quickly with very little information. It’s about going with your instinct.  Successful people understand that to get what you want you must operate with a strong sense of urgency. Because to get what you want, especially in this day and age, you must accelerate in all aspects of your life, even if it means living with a few more ragged edges.

You have to be 100% focused on action.

Successful people don’t get bogged down in endless preparation and evaluation trying to get things perfect before making a decision. Of course making smart decisions and high quality is crucial, but it must come quickly.  You can’t sacrifice speed. Learn to fail fast, fix it, and race on. This is how you create radical breakthroughs.

Not only does being decisive get you in action toward accomplishing your goals, but it gets it out of your head.  Think how many unmade decisions you have floating around in your head right now that are taking up space and your time. Instead of making a decision and then actually doing something productive to accomplish your goals, you are debating all of those unmade decisions in your head all of the time whether you know it or not. Unmade decisions are the parking brake of life, let it go!

Imagine how much more productive and happy you would be if you would just make the commitment to be decisive and not waffle ever again.

Freedom.

Here is a great piece of advice someone gave me several years ago.  Don’t go with your head and don’t go with your heart because more times than not they are in conflict with one another and you will never be able to make the decision. Go with your gut. Don’t over think it because your first instinct is almost always right. If it feels right just do it, and do it with focus and intensity. What does your gut tell you to do about each of those unmade decisions floating around in your head right now? Quit procrastinating. Just do it.

And yes if you think I am writing this to you, I am.

Make is a powerful week!!!!!

#Decisive

By Tom Tognoli
CEO and Founder
Intero Real Estate Services, Inc.

Hmmm…should I do it or shouldn’t I?

I’m going to wait and think about it for a while before I make my decision…I need to get more information.

I will get back to you on it.

I will do it tomorrow, next week, next month, next year.

Yeah right…sure you will. Just like the 2,000 emails in your inbox you are going to reply to…right? Does this sound familiar? Does it sound like you?

Well, this is how most people make decisions. They don’t make them at all because they are risk averse. Afraid of making the wrong decision, afraid of change. They just wait and wait and wait and never actually decide to do anything. That is why they continue to get what they have always gotten in life and don’t get what it is they really want.

Not being decisive and making quick decisions is one of the biggest success killers in life and business because one of the most important components to getting what you want is making a lot of decisions quickly with very little information. It’s about going with your instinct. Successful people understand that to get what you want you must operate with a strong sense of urgency. Because to get what you want, especially in this day and age, you must accelerate in all aspects of your life, even if it means living with a few more ragged edges.

You have to be 100% focused on action.

Successful people don’t get bogged down in endless preparation and evaluation trying to get things perfect before making a decision. Of course making smart decisions and high quality is crucial, but it must come quickly. You can’t sacrifice speed. Learn to fail fast, fix it, and race on. This is how you create radical breakthroughs.

Not only does being decisive get you in action toward accomplishing your goals, but it gets it out of your head. Think how many unmade decisions you have floating around in your head right now that are taking up space and your time. Instead of making a decision and then actually doing something productive to accomplish your goals, you are debating all of those unmade decisions in your head all of the time whether you know it or not. Unmade decisions are the parking brake of life, let it go!

Imagine how much more productive and happy you would be if you would just make the commitment to be decisive and not waffle ever again.

Freedom.

Here is a great piece of advice someone gave me several years ago. Don’t go with your head and don’t go with your heart because more times than not they are in conflict with one another and you will never be able to make the decision. Go with your gut. Don’t over think it because your first instinct is almost always right. If it feels right just do it, and do it with focus and intensity. What does your gut tell you to do about each of those unmade decisions floating around in your head right now? Quit procrastinating. Just do it.

And yes if you think I am writing this to you, I am.

Make is a powerful week!!!!!

Filed under decide decisive moment mojo success real estate real estate agent real estate broker intero real estate introrealestate samparwiz franchise sales go with your heart gut feeling

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#Watch #The #Ball #MondayMojo

By Tom Tognoli
CEO and Founder
Intero Real Estate Services, Inc.
Whenever I’m practicing baseball with my son, Nick, I always remind him to keep his eye on the ball.  Of course, like any kid, he rolls his eyes and says “I know dad”…but he forgets unless I remind him, because I see it. 
It’s the same in every sport… baseball, football, golf, tennis, soccer, etc…watching the ball is the key to success.  If you take your eye off the ball in almost any sport you are doomed.  I know it sounds so easy but we need to do it over and over again for days, weeks, months, throughout our career or we will overlook doing that one simple little thing in the most critical moment that will determine winning or losing…making the team or getting cut.  You have to practice until it’s just instinctive and then you need to keep practicing it so you don’t lose the instinct.  If you ever watch sports on TV and you see some world class athlete make an amazing play many times, you will hear the announcer say he/she never took their eye off the ball…its why they made the spectacular play.  Hitting, kicking or catching the ball is the goal of an athlete.
So what does watching a ball have to do with us being successful in life/business?  To accomplish our goals in life, business, or anyone of the areas of our F5 (Faith, Family, Friends, Fitness, Finance) we have to do exactly the same thing an athlete does.  Our goal may not be fielding, catching or hitting a ball, but whatever our goal is we need to keep our eye on it all of the time.  We need to be constantly focused on it and have rituals we do daily, weekly, monthly, annually that help us to keep our eye on the ball (the goal).  It’s not just an every now and then thing…it’s something we need to be doing all of the time.  Because if we don’t, just like my son who plays baseball, you are going to whiff it and strike out.
Spend time daily reviewing you goals…make it a ritual.  If you do, your chances of turning those goals into accomplishments increases exponentially.  Now if you don’t have specific goals for your life, business, etc. take the time to create them.  It is amazing to me how most people don’t really have any specific goals around what they want to accomplish…most just want things to get better but don’t really know what that means.  Get specific…think about each one of the areas of your F5 and then write down one or two things in each one of those areas you want to accomplish and put a date on when to have it happen.   Then review them daily, think about them constantly, share them with your family, share with your friends, make them the screen saver on your computer, put them on a sticky note that is on the mirror in your bathroom, etc.  Do it and you will be amazed with what will happen.  You will knock it out of the park

#Watch #The #Ball #MondayMojo

By Tom Tognoli
CEO and Founder
Intero Real Estate Services, Inc.

Whenever I’m practicing baseball with my son, Nick, I always remind him to keep his eye on the ball. Of course, like any kid, he rolls his eyes and says “I know dad”…but he forgets unless I remind him, because I see it.

It’s the same in every sport… baseball, football, golf, tennis, soccer, etc…watching the ball is the key to success. If you take your eye off the ball in almost any sport you are doomed. I know it sounds so easy but we need to do it over and over again for days, weeks, months, throughout our career or we will overlook doing that one simple little thing in the most critical moment that will determine winning or losing…making the team or getting cut. You have to practice until it’s just instinctive and then you need to keep practicing it so you don’t lose the instinct. If you ever watch sports on TV and you see some world class athlete make an amazing play many times, you will hear the announcer say he/she never took their eye off the ball…its why they made the spectacular play. Hitting, kicking or catching the ball is the goal of an athlete.

So what does watching a ball have to do with us being successful in life/business? To accomplish our goals in life, business, or anyone of the areas of our F5 (Faith, Family, Friends, Fitness, Finance) we have to do exactly the same thing an athlete does. Our goal may not be fielding, catching or hitting a ball, but whatever our goal is we need to keep our eye on it all of the time. We need to be constantly focused on it and have rituals we do daily, weekly, monthly, annually that help us to keep our eye on the ball (the goal). It’s not just an every now and then thing…it’s something we need to be doing all of the time. Because if we don’t, just like my son who plays baseball, you are going to whiff it and strike out.

Spend time daily reviewing you goals…make it a ritual. If you do, your chances of turning those goals into accomplishments increases exponentially. Now if you don’t have specific goals for your life, business, etc. take the time to create them. It is amazing to me how most people don’t really have any specific goals around what they want to accomplish…most just want things to get better but don’t really know what that means. Get specific…think about each one of the areas of your F5 and then write down one or two things in each one of those areas you want to accomplish and put a date on when to have it happen. Then review them daily, think about them constantly, share them with your family, share with your friends, make them the screen saver on your computer, put them on a sticky note that is on the mirror in your bathroom, etc. Do it and you will be amazed with what will happen. You will knock it out of the park

Filed under keep your eyes on ball keep your eyes on the prize intero real estate keys to success monday morning mojo real estate agents real estate broker

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Believe It Or NotBy Alain PinelGeneral Manager of Intero Prestigio internationalIntero Real Estate Services, Inc. One word of warning before you read this blog: if you are a Realtor and you have a weak heart, best you avoid the unnecessary emotional trauma the blog may cause…:) Here is the shocker: Real Trends and The Wall Street Journal just released the results of their annual survey on “The Top 1000 Real Estate Professionals in 2013”. The numbers are amazing. “Amazing” is a euphemism in this case. Hard to believe, when you look at the stats, that we are still suffering from a weak economy. Some people are doing well, whether buyers or sellers, and their respective real estate agents are doing very well indeed. Judge for yourselves. The top gun in the industry, for last year, is an agent by the name of Ben Caballero. Yes, the same guy who led the pack the year before. He is good, and he has a job on my team anytime he wants to. Here is why: Ben, a proud Texan from the town of Addison, sold an all-time record of $737,163,298! OK to read it again if you think your eyes are failing you or playing games. Even more impressive (surreal?) is the fact that the $737M we are talking about consisted of….2095 sales! Yes, 2095 sales in just 1 year. That’s about 6 per day, including weekends. It would take something like 400 years for an average agent to duplicate the effort. Difficult. Ben was ranked in the “Individual” category for the sake of this survey, but unless he tells me otherwise, I am going to assume that he has an army of team players helping him. Short of that, 365 full days & nights may not be enough to produce that kind of business. Aside from this stratospheric achievement, the report for year 2013 mirrors, for the most part, what we observed the year before. You have two ways to look at & evaluate success in real estate: number of units/sales and dollar volume. Both are good. Dollar volume is better. Units don’t pay the bills; dollars do. Given the choice, agents would rather sell a $20M property than 100 homes at $200k a piece. So let’s talk $ volume. Last year, 81 agents exceeded the magic threshold of $100M in volume. They were “only” 67 at accomplishing such feat in 2012. That’s one way to measure the extent of a healthy price appreciation all-over the country last year. Sure enough, the pros who made the top dollar volume list are not anywhere close to the trophy list based on units, except for our friend Ben Caballero that is. I tried to find another top 10 dollar volume-agent in the units-category but, after reading the first 250 names with not a single match, my vision was getting blurry. I quit. As was the case in 2012, two States stole the lion’s share of the high-end market, the usual suspects: California and New York. Together, they accounted for 65% of the top 100 winners. California finished ahead by many lengths, with 44 super-heroes, including 31 just in Southern California. The North was lagging behind at 13. Not a bad score considering the listings drought in the Bay Area. New York had also a good showing, with 21 of their real estate pros among the top 100. Following, we find Florida with 13 top guns (more than twice as many as the year before), Illinois (5) and Massachusetts (4). So much for last year. We are now beyond the midway point in 2014 and the market is holding up pretty good. We had a few hiccups along the way, but this year is shaping up to be another vintage year in the residential arena. With the challenging listing market that we have to deal with, sales are down in many parts of the country, but prices more than make up for the loss of units. With this as a background, I bet that, with the exception of a few bright & ambitious newcomers, the top guns of 2014 will be the same agents who claimed the top honors last year. That’s how it goes in the real estate business. The best are getting better. Places are limited at the top. 

Believe It Or Not

By Alain Pinel
General Manager of Intero Prestigio international
Intero Real Estate Services, Inc.


One word of warning before you read this blog: if you are a Realtor and you have a weak heart, best you avoid the unnecessary emotional trauma the blog may cause…:)

Here is the shocker: Real Trends and The Wall Street Journal just released the results of their annual survey on “The Top 1000 Real Estate Professionals in 2013”. The numbers are amazing. “Amazing” is a euphemism in this case. Hard to believe, when you look at the stats, that we are still suffering from a weak economy. Some people are doing well, whether buyers or sellers, and their respective real estate agents are doing very well indeed. Judge for yourselves.

The top gun in the industry, for last year, is an agent by the name of Ben Caballero. Yes, the same guy who led the pack the year before. He is good, and he has a job on my team anytime he wants to. Here is why: Ben, a proud Texan from the town of Addison, sold an all-time record of $737,163,298! OK to read it again if you think your eyes are failing you or playing games.

Even more impressive (surreal?) is the fact that the $737M we are talking about consisted of….2095 sales! Yes, 2095 sales in just 1 year. That’s about 6 per day, including weekends. It would take something like 400 years for an average agent to duplicate the effort. Difficult.

Ben was ranked in the “Individual” category for the sake of this survey, but unless he tells me otherwise, I am going to assume that he has an army of team players helping him. Short of that, 365 full days & nights may not be enough to produce that kind of business.

Aside from this stratospheric achievement, the report for year 2013 mirrors, for the most part, what we observed the year before. You have two ways to look at & evaluate success in real estate: number of units/sales and dollar volume. Both are good. Dollar volume is better. Units don’t pay the bills; dollars do. Given the choice, agents would rather sell a $20M property than 100 homes at $200k a piece.

So let’s talk $ volume. Last year, 81 agents exceeded the magic threshold of $100M in volume. They were “only” 67 at accomplishing such feat in 2012. That’s one way to measure the extent of a healthy price appreciation all-over the country last year.

Sure enough, the pros who made the top dollar volume list are not anywhere close to the trophy list based on units, except for our friend Ben Caballero that is. I tried to find another top 10 dollar volume-agent in the units-category but, after reading the first 250 names with not a single match, my vision was getting blurry. I quit.

As was the case in 2012, two States stole the lion’s share of the high-end market, the usual suspects: California and New York. Together, they accounted for 65% of the top 100 winners. California finished ahead by many lengths, with 44 super-heroes, including 31 just in Southern California. The North was lagging behind at 13. Not a bad score considering the listings drought in the Bay Area.

New York had also a good showing, with 21 of their real estate pros among the top 100. Following, we find Florida with 13 top guns (more than twice as many as the year before), Illinois (5) and Massachusetts (4).

So much for last year. We are now beyond the midway point in 2014 and the market is holding up pretty good. We had a few hiccups along the way, but this year is shaping up to be another vintage year in the residential arena. With the challenging listing market that we have to deal with, sales are down in many parts of the country, but prices more than make up for the loss of units.

With this as a background, I bet that, with the exception of a few bright & ambitious newcomers, the top guns of 2014 will be the same agents who claimed the top honors last year. That’s how it goes in the real estate business. The best are getting better. Places are limited at the top. 

Filed under luxuryrealestate luxury homes top guns real estate intero real estate

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Keys or Cuffs

By Tom Tognoli
CEO and Founder
Intero Real Estate Services, Inc.

The question is, do you have the key or are you in the cuffs?

“My life is 30 minutes late…not my watch, but my life!!!!!”

You know who I am talking about. You end up telling them everything starts 30 minutes earlier than it actually does, in hopes they may be on time, but they’re still late!!!!! And they wonder why their life always seems to be totally out of control…why they are always stressed out. And the excuses are always the same…I just have to much on my plate…I just can’t get it all done…I just couldn’t get out of the meeting…I just couldn’t get them off the phone…I just…I just…I just… They are always blaming someone or something for them not taking control…for their poor time management. The other brutal thing about not having good time management is you never have time to do those things you want to do…those things important to you. You are always saying I will do it tomorrow, because all of your time is spinning out of control just trying to keep up. Unfortunately for those, the tomorrow they are waiting for never comes.

The single most valuable thing in a person’s life is time. And when we keep people waiting and/or don’t show up when we say we are going to show up, we are telling those we care about, those we are trying to do business with and those we want to gain respect from, we don’t care about their most valuable asset, because ours is more important. It’s a success killer…it’s a happiness killer…it’s a relationship killer…it’s a life killer!!!!!

Here is the reality of it. If we could stop time for 24 hours, except for them so they could catch up, and then started the clock ticking again, they would still be late.  It’s not a time issue it’s a planning issue…let’s face it, it’s a personal issue…its just pain and simply a bad habit. Heck, they are going to be late to their own funeral when the time comes.

If you are one of those we are talking about here, all hope is not lost. Here is a great thing to try and institute in your life and business today. Make a commitment to show up 5 to 10 minutes early to everything you do.  I have every clock in my life set 10 minute early…from the clock next to my bed, to my watch, to the clock in my car…everything I can change to 10 minutes early I do. I am not going to say I am never late, because that would be a lie. But I can tell you, those who know me will say I am very punctual and respectful of everyone’s time…including my own. Certainly being late is the exception for me, not the rule.
You can never change a first impression…and our first impression is when we show up…early, on time or late. 

What is your first impression?

Make it a great week!!!!

Keys or Cuffs

By Tom Tognoli
CEO and Founder
Intero Real Estate Services, Inc.

The question is, do you have the key or are you in the cuffs?

“My life is 30 minutes late…not my watch, but my life!!!!!”

You know who I am talking about. You end up telling them everything starts 30 minutes earlier than it actually does, in hopes they may be on time, but they’re still late!!!!! And they wonder why their life always seems to be totally out of control…why they are always stressed out. And the excuses are always the same…I just have to much on my plate…I just can’t get it all done…I just couldn’t get out of the meeting…I just couldn’t get them off the phone…I just…I just…I just… They are always blaming someone or something for them not taking control…for their poor time management. The other brutal thing about not having good time management is you never have time to do those things you want to do…those things important to you. You are always saying I will do it tomorrow, because all of your time is spinning out of control just trying to keep up. Unfortunately for those, the tomorrow they are waiting for never comes.

The single most valuable thing in a person’s life is time. And when we keep people waiting and/or don’t show up when we say we are going to show up, we are telling those we care about, those we are trying to do business with and those we want to gain respect from, we don’t care about their most valuable asset, because ours is more important. It’s a success killer…it’s a happiness killer…it’s a relationship killer…it’s a life killer!!!!!

Here is the reality of it. If we could stop time for 24 hours, except for them so they could catch up, and then started the clock ticking again, they would still be late. It’s not a time issue it’s a planning issue…let’s face it, it’s a personal issue…its just pain and simply a bad habit. Heck, they are going to be late to their own funeral when the time comes.

If you are one of those we are talking about here, all hope is not lost. Here is a great thing to try and institute in your life and business today. Make a commitment to show up 5 to 10 minutes early to everything you do. I have every clock in my life set 10 minute early…from the clock next to my bed, to my watch, to the clock in my car…everything I can change to 10 minutes early I do. I am not going to say I am never late, because that would be a lie. But I can tell you, those who know me will say I am very punctual and respectful of everyone’s time…including my own. Certainly being late is the exception for me, not the rule.
You can never change a first impression…and our first impression is when we show up…early, on time or late.

What is your first impression?

Make it a great week!!!!

Filed under time management keys or cuffs monday motivation success real estate agents intero real estate mojo

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Leadership Lessons from Founding Father John Adams
Gino Blefari
Senior Vice President of HSF Affiliates
HomeServices of America, Inc
I’m sure you’re aware Independence Day is here again, but what you may not know is this little fact in history: in 1776, the founding fathers actually voted for Independence on July 2nd.   This lead founding father John Adams to conclude, “The Second Day of July 1776 will be the most memorable in the history of America.  I am apt to believe that it will be celebrated by succeeding generations as the great anniversary festival … It ought to be solemnized with pomp and parade, with shows, games, sports, guns, bells, bonfires, and illuminations from one end of this continent to the other, from this time forward, forever more.” 
Nowadays, Americans will look for any excuse to parade and feast, from New Years events to graduation parties.  When my nephew, PJ, who interned at Intero in our Marketing Department, graduated from Cal Poly San Luis Obispo last month, we celebrated much in the same way as we do on the 4th of July.  So Adams predicted the festivities correctly, but he was off by two days because while the Congress voted in approval of the idea of independence on July 2nd, Thomas Jefferson, along with Adams and Benjamin Franklin, wrote the formal Declaration of Independence on July 4th, making that our official Independence Day.

John Adams is linked to the 4th of July in another way too: he died at 90 years old on July 4th, 1826, the 50th anniversary of the signing of the Declaration he helped write.  Adams is a bona fide American hero, even though he is not the most popular figure in American history.  In addition to being the leading advocate of the Declaration of Independence in the Continental Congress, John Adams was also a leader of the American Revolution, being the one who nominated George Washington to be our commander-in-chief in 1775.  Adams also led the country as the first Vice President, the second President, and the first president to reside in the White House.
Known as the “Atlas of Independence,” Adams’ legacy is one of reason, moral leadership, the rule of law, compassion, and a trying balance between securing national interest and achieving peace.  Here are some leadership lessons we can learn from John Adams taken from Profiles in Leadership by Alan Axelrod:

1. Define your ideals and remain true to them even when faced with popular defiance.

2. Do not sacrifice your principles and ultimate goals to the passions of the moment.

3. Effective leaders communicate effectively.

4. Much of leadership is nothing more or less than navigating between extreme positions.

5. Determine your priorities.  Leadership decisions often involve hard sacrifices.

6. Do not try to avoid conflict by relinquishing authority.

Leadership Lessons from Founding Father John Adams

Gino Blefari
Senior Vice President of HSF Affiliates
HomeServices of America, Inc

I’m sure you’re aware Independence Day is here again, but what you may not know is this little fact in history: in 1776, the founding fathers actually voted for Independence on July 2nd. This lead founding father John Adams to conclude, “The Second Day of July 1776 will be the most memorable in the history of America. I am apt to believe that it will be celebrated by succeeding generations as the great anniversary festival … It ought to be solemnized with pomp and parade, with shows, games, sports, guns, bells, bonfires, and illuminations from one end of this continent to the other, from this time forward, forever more.”

Nowadays, Americans will look for any excuse to parade and feast, from New Years events to graduation parties. When my nephew, PJ, who interned at Intero in our Marketing Department, graduated from Cal Poly San Luis Obispo last month, we celebrated much in the same way as we do on the 4th of July. So Adams predicted the festivities correctly, but he was off by two days because while the Congress voted in approval of the idea of independence on July 2nd, Thomas Jefferson, along with Adams and Benjamin Franklin, wrote the formal Declaration of Independence on July 4th, making that our official Independence Day.

John Adams is linked to the 4th of July in another way too: he died at 90 years old on July 4th, 1826, the 50th anniversary of the signing of the Declaration he helped write. Adams is a bona fide American hero, even though he is not the most popular figure in American history. In addition to being the leading advocate of the Declaration of Independence in the Continental Congress, John Adams was also a leader of the American Revolution, being the one who nominated George Washington to be our commander-in-chief in 1775. Adams also led the country as the first Vice President, the second President, and the first president to reside in the White House.

Known as the “Atlas of Independence,” Adams’ legacy is one of reason, moral leadership, the rule of law, compassion, and a trying balance between securing national interest and achieving peace. Here are some leadership lessons we can learn from John Adams taken from Profiles in Leadership by Alan Axelrod:

1. Define your ideals and remain true to them even when faced with popular defiance.

2. Do not sacrifice your principles and ultimate goals to the passions of the moment.

3. Effective leaders communicate effectively.

4. Much of leadership is nothing more or less than navigating between extreme positions.

5. Determine your priorities. Leadership decisions often involve hard sacrifices.

6. Do not try to avoid conflict by relinquishing authority.

Filed under leadership thoughts fourth of july 4th of july

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A Magazine for Intero’s Premier Properties
 By Alain Pinel
General Manager of Intero Prestigio international
Intero Real Estate Services, Inc.

This month marks the release of the 12th issue of The Intero Prestigio Magazine.  Composed of some of the finest luxury estates Intero has to offer, this Prestigio Virtual Magazine gives you a glimpse into the world of high-end properties.  Since it is an online piece, feel free to enjoy it at your leisure, whenever you can take the time to relax and open your eyes to an album of beautiful homes. This also allows you to instantly share it with friends and family through social media, websites, or email.  Browse through the gorgeous photos and find the property information and unique qualities of each one of the exceptional properties featured.
Prestigio is a division of Intero Real Estate Services specializing in the marketing of high end homes and estates in all relevant markets, whether local, regional, state-wide, national and international. We offer the widest scope of marketing coverage to multiply the opportunities to reach out to the most qualified buyers.
It is wonderful to see how this global high-end marketing program has become the reference in the industry for this type of publication and the standard by which others are judged. The release of our twelfth issue, our biggest issue yet, attests of the mark that Intero has established in this prestigious market.  Take a look at the beautiful homes that are the finest in the San Francisco Bay Area and beyond… you just might find your next home!

 
View the virtual magazine for yourself here:

http://issuu.com/interoprestigio/docs/pm_i12_intero?e=5565358/8225491

A Magazine for Intero’s Premier Properties

By Alain Pinel
General Manager of Intero Prestigio international
Intero Real Estate Services, Inc.

This month marks the release of the 12th issue of The Intero Prestigio Magazine. Composed of some of the finest luxury estates Intero has to offer, this Prestigio Virtual Magazine gives you a glimpse into the world of high-end properties. Since it is an online piece, feel free to enjoy it at your leisure, whenever you can take the time to relax and open your eyes to an album of beautiful homes. This also allows you to instantly share it with friends and family through social media, websites, or email. Browse through the gorgeous photos and find the property information and unique qualities of each one of the exceptional properties featured.

Prestigio is a division of Intero Real Estate Services specializing in the marketing of high end homes and estates in all relevant markets, whether local, regional, state-wide, national and international. We offer the widest scope of marketing coverage to multiply the opportunities to reach out to the most qualified buyers.

It is wonderful to see how this global high-end marketing program has become the reference in the industry for this type of publication and the standard by which others are judged. The release of our twelfth issue, our biggest issue yet, attests of the mark that Intero has established in this prestigious market. Take a look at the beautiful homes that are the finest in the San Francisco Bay Area and beyond… you just might find your next home!


View the virtual magazine for yourself here:

http://issuu.com/interoprestigio/docs/pm_i12_intero?e=5565358/8225491

Filed under luxury luxury homes dream house real estate intero real estate dream homes for sale Berkshire Hathaway home services sillicon valley san francisco bayarea

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#Your #feelings are #screwing #you!!!

By Tom Tognoli
COO & Founder
Intero Real Estate Services, Inc.

Yes…you heard me right…your feelings are screwing you. If you listen to how you feel when it comes to getting what you want in most cases you will never get it, because most of the time you will never feel like doing what it takes to have the life, business, relationships, money, etc that you want in life.
Think about the things you really want in life.  Most of the time the activities required to get those things aren’t all that complicated and candidly are pretty simple.  Unfortunately, they are incredibly difficult to force ourselves to do.  Here are some examples:

I want to lose 20 pounds, but that means I need to get up at 5am instead of 6:30 so I can hit the gym before work…I  don’t really feel like doing that.
I want to make some extra money but that requires me to work an extra hour or two a day, or a Saturday and/or Sunday…I don’t really feel like doing that.
I want to start prospecting for business on a consistent basis so my business is predictable and successful…I don’t feel like doing that.
I want to spend more QUALITY time with my wife and kids, but I am too tired when I get home from work. I just don’t have the energy because I eat terrible and never exercise and God knows I don’t feel like doing that.
I want to start eating healthier, but I don’t feel like doing that.
I want to start saving a little bit more money for my future, but I love my $5 Lattes at Starbucks every morning and I don’t feel like giving that up.
I want to start going to church and having a closer relationship with God, but I don’t feel like taking the time every day to pray
Do you get it?  The gap between what we want and what we currently have is typically not that wide.  However in that gap lies our feelings and the only way we will ever get it is by FORCING ourselves to do it even though we don’t feel like it.

Here is the good news…if you will force yourself to do it, the first few seconds or minutes are typically the only really hard part.  For example… the alarm goes off at 5am and all we feel like doing is hitting the snooze bar and going back to sleep…can you relate? But if we force ourselves to get out of bed and get past those first few seconds when our feet hit the floor that totally suck, we feel great that we are up and did it.  But to get that good feeling we need to force ourselves to get through that feeling of “I don’t really want to” and just do it!!!

Gang, I love you, but I don’t really care how you feel…I only care about what you want.  And if you are really serious about getting what you want in life, you have to FORCE yourself to do it because you will never feel like it. Let’s face it…it won’t just happen…you have to get out and make it happen.
You still need a little more kick in your bootie this morning.  Sit back, hold on, and check out this message from Eric Thomas.

Imbed the video here: https://www.youtube.com/watch?v=GJWIRyUAur8

Get out and take it!!!

#Your #feelings are #screwing #you!!!

By Tom Tognoli
COO & Founder
Intero Real Estate Services, Inc.

Yes…you heard me right…your feelings are screwing you. If you listen to how you feel when it comes to getting what you want in most cases you will never get it, because most of the time you will never feel like doing what it takes to have the life, business, relationships, money, etc that you want in life.
Think about the things you really want in life. Most of the time the activities required to get those things aren’t all that complicated and candidly are pretty simple. Unfortunately, they are incredibly difficult to force ourselves to do. Here are some examples:

I want to lose 20 pounds, but that means I need to get up at 5am instead of 6:30 so I can hit the gym before work…I don’t really feel like doing that.
I want to make some extra money but that requires me to work an extra hour or two a day, or a Saturday and/or Sunday…I don’t really feel like doing that.
I want to start prospecting for business on a consistent basis so my business is predictable and successful…I don’t feel like doing that.
I want to spend more QUALITY time with my wife and kids, but I am too tired when I get home from work. I just don’t have the energy because I eat terrible and never exercise and God knows I don’t feel like doing that.
I want to start eating healthier, but I don’t feel like doing that.
I want to start saving a little bit more money for my future, but I love my $5 Lattes at Starbucks every morning and I don’t feel like giving that up.
I want to start going to church and having a closer relationship with God, but I don’t feel like taking the time every day to pray
Do you get it? The gap between what we want and what we currently have is typically not that wide. However in that gap lies our feelings and the only way we will ever get it is by FORCING ourselves to do it even though we don’t feel like it.

Here is the good news…if you will force yourself to do it, the first few seconds or minutes are typically the only really hard part. For example… the alarm goes off at 5am and all we feel like doing is hitting the snooze bar and going back to sleep…can you relate? But if we force ourselves to get out of bed and get past those first few seconds when our feet hit the floor that totally suck, we feel great that we are up and did it. But to get that good feeling we need to force ourselves to get through that feeling of “I don’t really want to” and just do it!!!

Gang, I love you, but I don’t really care how you feel…I only care about what you want. And if you are really serious about getting what you want in life, you have to FORCE yourself to do it because you will never feel like it. Let’s face it…it won’t just happen…you have to get out and make it happen.
You still need a little more kick in your bootie this morning. Sit back, hold on, and check out this message from Eric Thomas.

Imbed the video here: https://www.youtube.com/watch?v=GJWIRyUAur8

Get out and take it!!!

Filed under monday mojoes motivation get it done do it don't wait intero real estate real estate agents live now antioch antioch real estate agent

0 notes

The #Gift Of #Struggle

By Tom Tognoli
COO & Founder
Intero Real Estate Services, Inc.
He was good kid that always got along with everyone and loved sports, but he struggled in school and could never sit still…he was hyper. He was a “special ed” kid and his parents spent years and thousands of dollars on tutors because he had a very hard time reading and writing.  They tried medication to stop his wiggling in class, but that only made him a zombie, so his dad flushed it down the toilet.  They even tried coffee because the doctors said caffeine can work different on kids who are hyper and can’t sit still.  It helped a little, but an elementary school kid does not like coffee too much.  Somehow with the love and support of his family and friends he made it through elementary school, then middle school, then high school.  He even went to on to Chico State and studied Business/Finance/Economics.  All the time he struggled with his reading, writing and his hyperactivity/wiggles…they did not know about ADHD and Dyslexia back then.  In 1987 he went through graduation ceremonies at Chico.  His grade point average in college was about a 2.5.  A solid C.  Not stellar by any means but for a kid who was ADHD and had Dyslexia, that could not sit still, had a hard time reading, and had a hard time putting two sentences together, much less an essay, it’s not too bad.  After going through the graduation ceremony, before he could receive his actual diploma, he still had to take a writing proficiency test because he took one of his college writing classes at a different college over the summer.  Unfortunately he failed the test and never did get his diploma.  They wanted him to come back and take one more class at Chico in the fall of 1987 so he could get his degree but for a kid who struggled, he shelved it and started his career. 
He was always entrepreneurial and after working for 15 years he started a company with some of his buddies in 2002.  5 years into their business venture his phone rang and it was the Dean of the Business School at Chico State.  He asked him to come back to Chico and speak to the students in the business school.  The Dean said they liked having graduates from Chico State who have been successful in business to come back and share their story with the students.  He told the Dean he would be happy to do it, but he never actually received his diploma.  They went back and forth a bit and talked about how the Dean could help him actually get his degree, but it fizzled out.  He never got his diploma and never did go talk to the business school…too bad.  I think some day he will.  To this day (27 years later) he still carries his college transcripts with him in his brief case everywhere he goes…really.  He will get his degree one day I have no doubt.
12 years after starting that company with his buddies they sold it to Warren Buffet and Berkshire Hathaway. 
If a kid born in 1964 with an ADHD and Dyslexia who could not sit still, had a hard time reading and writing, and was a “special ed” student can do it anyone can do it.  Although it did not feel like it at the time I really do believe those challenges and struggles are the things that set him up for success later on in life.  At the time they appeared as obstacles but now he knows they were his gifts.  They were Gods way of preparing him for future success.  It is the struggle that made him stronger.  He had to learn how to battle…how to work harder than others just to keep up…how to adapt and capitalize on his strengths. 
How ironic is it that today he writes Monday Morning MOJO every week?  I really do think there is some Devine intervention in it.  Do forgive me for my typo’s, and mixed up words…it is just who I am :).
Grind through it, grow, and succeed!

The #Gift Of #Struggle

By Tom Tognoli
COO & Founder
Intero Real Estate Services, Inc.

He was good kid that always got along with everyone and loved sports, but he struggled in school and could never sit still…he was hyper. He was a “special ed” kid and his parents spent years and thousands of dollars on tutors because he had a very hard time reading and writing. They tried medication to stop his wiggling in class, but that only made him a zombie, so his dad flushed it down the toilet. They even tried coffee because the doctors said caffeine can work different on kids who are hyper and can’t sit still. It helped a little, but an elementary school kid does not like coffee too much. Somehow with the love and support of his family and friends he made it through elementary school, then middle school, then high school. He even went to on to Chico State and studied Business/Finance/Economics. All the time he struggled with his reading, writing and his hyperactivity/wiggles…they did not know about ADHD and Dyslexia back then. In 1987 he went through graduation ceremonies at Chico. His grade point average in college was about a 2.5. A solid C. Not stellar by any means but for a kid who was ADHD and had Dyslexia, that could not sit still, had a hard time reading, and had a hard time putting two sentences together, much less an essay, it’s not too bad. After going through the graduation ceremony, before he could receive his actual diploma, he still had to take a writing proficiency test because he took one of his college writing classes at a different college over the summer. Unfortunately he failed the test and never did get his diploma. They wanted him to come back and take one more class at Chico in the fall of 1987 so he could get his degree but for a kid who struggled, he shelved it and started his career.

He was always entrepreneurial and after working for 15 years he started a company with some of his buddies in 2002. 5 years into their business venture his phone rang and it was the Dean of the Business School at Chico State. He asked him to come back to Chico and speak to the students in the business school. The Dean said they liked having graduates from Chico State who have been successful in business to come back and share their story with the students. He told the Dean he would be happy to do it, but he never actually received his diploma. They went back and forth a bit and talked about how the Dean could help him actually get his degree, but it fizzled out. He never got his diploma and never did go talk to the business school…too bad. I think some day he will. To this day (27 years later) he still carries his college transcripts with him in his brief case everywhere he goes…really. He will get his degree one day I have no doubt.

12 years after starting that company with his buddies they sold it to Warren Buffet and Berkshire Hathaway.

If a kid born in 1964 with an ADHD and Dyslexia who could not sit still, had a hard time reading and writing, and was a “special ed” student can do it anyone can do it. Although it did not feel like it at the time I really do believe those challenges and struggles are the things that set him up for success later on in life. At the time they appeared as obstacles but now he knows they were his gifts. They were Gods way of preparing him for future success. It is the struggle that made him stronger. He had to learn how to battle…how to work harder than others just to keep up…how to adapt and capitalize on his strengths.

How ironic is it that today he writes Monday Morning MOJO every week? I really do think there is some Devine intervention in it. Do forgive me for my typo’s, and mixed up words…it is just who I am :).

Grind through it, grow, and succeed!

Filed under gift the struggle strength mojo monday motivation real estate real estate agent real estate broker intero real estate services warren buffett success

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#Freedom #Isn’t #Free

By Tom Tognoli


COO & Founder


Intero Real Estate Services, Inc.

A three day weekend. Love it.

But don’t forget why we have this three day weekend.  Today is Memorial Day.  Memorial Day was officially proclaimed on May 5, 1868. Today we all need to pay respect, honor, and remember those who died defending us.  Think about it…they died so we could have the life and opportunities we have today.

So, today as we are enjoying a day off grilling burgers and spending time with friends, take some time to remember those who gave up their lives so we could have ours. 

Here is the question we need to ask ourselves. Would those who’ve died so we could live say it was all worthwhile if they were to be with you today? To see how you are living your life? To see how you are making a difference? They died so we could live. They left their families behind. They were only kids.  Don’t let them down. Make them proud of what you do and the difference you are making in this life. Make the most of it. They gave their lives so we could!

So, when things aren’t going our way, when we are tired, and when the going gets tough, close your eyes and think of them ask yourself what advice would they give me?  Would they think it is so tough?  When the going gets tough, would they tell you to give up and make excuses?

Is that what they would have done? I don’t think so. What do you think? I’m sure they would gladly trade places with you!

We owe them giving it our absolute best.

Commander Kelly Strong, USCG (Ret.) perhaps said it best in his poem “No, Freedom Isn’t Free”:

I watched the flag pass by one day.
It fluttered in the breeze.
A young Marine saluted it,
And then he stood at ease.
I looked at him in uniform
So young, so tall, so proud,
With hair cut square and eyes alert
He’d stand out in any crowd.
I thought how many men like him
Had fallen through the years.
How many died on foreign soil?
How many mothers’ tears?
How many pilots’ planes shot down?
How many died at sea?
How many foxholes were soldiers’ graves?
No, freedom isn’t free.
I heard the sound of taps one night,
When everything was still,
I listened to the bugler play
And felt a sudden chill.
I wondered just how many times
That taps had meant “Amen,”
When a flag had draped a coffin
Of a brother or a friend.
I thought of all the children,
Of the mothers and the wives,
Of fathers, sons and husbands
With interrupted lives.
I thought about a graveyard
At the bottom of the sea
Of unmarked graves in Arlington.
No, freedom isn’t free.


Make it a GREAT life…they gave theirs so we could

#Freedom #Isn’t #Free

By Tom Tognoli


COO & Founder


Intero Real Estate Services, Inc.

A three day weekend. Love it.

But don’t forget why we have this three day weekend. Today is Memorial Day. Memorial Day was officially proclaimed on May 5, 1868. Today we all need to pay respect, honor, and remember those who died defending us. Think about it…they died so we could have the life and opportunities we have today.

So, today as we are enjoying a day off grilling burgers and spending time with friends, take some time to remember those who gave up their lives so we could have ours.

Here is the question we need to ask ourselves. Would those who’ve died so we could live say it was all worthwhile if they were to be with you today? To see how you are living your life? To see how you are making a difference? They died so we could live. They left their families behind. They were only kids. Don’t let them down. Make them proud of what you do and the difference you are making in this life. Make the most of it. They gave their lives so we could!

So, when things aren’t going our way, when we are tired, and when the going gets tough, close your eyes and think of them ask yourself what advice would they give me? Would they think it is so tough? When the going gets tough, would they tell you to give up and make excuses?

Is that what they would have done? I don’t think so. What do you think? I’m sure they would gladly trade places with you!

We owe them giving it our absolute best.

Commander Kelly Strong, USCG (Ret.) perhaps said it best in his poem “No, Freedom Isn’t Free”:

I watched the flag pass by one day.
It fluttered in the breeze.
A young Marine saluted it,
And then he stood at ease.
I looked at him in uniform
So young, so tall, so proud,
With hair cut square and eyes alert
He’d stand out in any crowd.
I thought how many men like him
Had fallen through the years.
How many died on foreign soil?
How many mothers’ tears?
How many pilots’ planes shot down?
How many died at sea?
How many foxholes were soldiers’ graves?
No, freedom isn’t free.
I heard the sound of taps one night,
When everything was still,
I listened to the bugler play
And felt a sudden chill.
I wondered just how many times
That taps had meant “Amen,”
When a flag had draped a coffin
Of a brother or a friend.
I thought of all the children,
Of the mothers and the wives,
Of fathers, sons and husbands
With interrupted lives.
I thought about a graveyard
At the bottom of the sea
Of unmarked graves in Arlington.
No, freedom isn’t free.


Make it a GREAT life…they gave theirs so we could

Filed under memorial day fallen heroes one love

0 notes

#Young #Adults #Disappearing From #Home #Buying #Market

By Gino Blefari
President & CEO
Intero Real Estate Services, Inc.
There was a time when many homeowners bought their first house in their 20s. It’s not hard to see that trend has changed quite a bit in markets across the country.
Ten years ago, the homeownership rate among young adults under age 35 was 43.6%, according to Census data. Today, the rate stands at just over 36%.
But while some homeownership critics have tried to say in recent years it’s because young people don’t value ownership as much as they do experience and freedom, the underlying economics tell a much different story.
It’s not that America’s young adults don’t want to buy homes. Instead, there are a number of factors at play: fewer jobs (or jobs that pay enough to afford a home), delayed marriage, higher debt, and poor credit scores.
Eric Belsky, managing director of Harvard’s Joint Center of Housing Studies, told a crowd at the National Association of Realtors’ conference in Washington, D.C., last week, “There really are serious issues in the first-time buyer market.”
Belsky estimates that nearly 3 million more young adults live with their parents today compared with 2007, before the Great Recession kicked into gear. This no doubt points to underlying problems with debt, the job market, and increasing housing costs in many areas.
The average college graduate is already carrying a large debt load as soon as he steps off campus. Student debts collectively add up to $1.1 trillion. And the Federal Reserve Bank of New York says student loan default rates climbed to nearly 12% last year (up from 6% in 2003).
Of course, millions of young adults are already affected by these numbers. But what happens to the housing market when first-time buyers become more and more delayed by circumstance? At some point, many markets may start to feel the missing buyers just as much. For instance, who buys the empty nesters’ homes when they’re ready to retire and downsize? Who do the move-up buyers sell to when they outgrow their starter homes?
It’s an issue that eventually impacts each stage of the housing chain. We haven’t seen a lot of solutions being laid out – other than a few initiatives that aim to curb student debt or give those in some professions relief.
We’ll be watching this area closely to see what new data impact home buying and selling.

#Young #Adults #Disappearing From #Home #Buying #Market

By Gino Blefari
President & CEO
Intero Real Estate Services, Inc.

There was a time when many homeowners bought their first house in their 20s. It’s not hard to see that trend has changed quite a bit in markets across the country.

Ten years ago, the homeownership rate among young adults under age 35 was 43.6%, according to Census data. Today, the rate stands at just over 36%.

But while some homeownership critics have tried to say in recent years it’s because young people don’t value ownership as much as they do experience and freedom, the underlying economics tell a much different story.

It’s not that America’s young adults don’t want to buy homes. Instead, there are a number of factors at play: fewer jobs (or jobs that pay enough to afford a home), delayed marriage, higher debt, and poor credit scores.

Eric Belsky, managing director of Harvard’s Joint Center of Housing Studies, told a crowd at the National Association of Realtors’ conference in Washington, D.C., last week, “There really are serious issues in the first-time buyer market.”

Belsky estimates that nearly 3 million more young adults live with their parents today compared with 2007, before the Great Recession kicked into gear. This no doubt points to underlying problems with debt, the job market, and increasing housing costs in many areas.

The average college graduate is already carrying a large debt load as soon as he steps off campus. Student debts collectively add up to $1.1 trillion. And the Federal Reserve Bank of New York says student loan default rates climbed to nearly 12% last year (up from 6% in 2003).

Of course, millions of young adults are already affected by these numbers. But what happens to the housing market when first-time buyers become more and more delayed by circumstance? At some point, many markets may start to feel the missing buyers just as much. For instance, who buys the empty nesters’ homes when they’re ready to retire and downsize? Who do the move-up buyers sell to when they outgrow their starter homes?

It’s an issue that eventually impacts each stage of the housing chain. We haven’t seen a lot of solutions being laid out – other than a few initiatives that aim to curb student debt or give those in some professions relief.

We’ll be watching this area closely to see what new data impact home buying and selling.

Filed under young home buyer dissapear intero real estate home buying home sellers real estate

1 note

Luxury Insider: What Bubble?
By Alain Pinel | MAY 7TH, 20140 Comments

Are we spoiled, or are we bored, or are we blind? Is the Silicon Valley the eternal land of plenty or just a Fools’ Paradise?
I don’t know about you but I feel like I caught a virus that makes me a bit gloomy these days. No matter what business paper I read, I feel like being brainwashed about new impending dotcom slide. The word “bubble” is coming back in fashion. Every decent brain has a theory on the matter and they are ruining my days preaching tougher times in the tech industry and whatever business (like real estate) that benefits from it.
What are we talking about? The hi-tech euphoria which caused some IPO’s to reach stratospheric levels over the last two years, is dissipating. Valuations are being challenged, especially in the social media arena and biotech. Balance sheets do not support stocks performance. By the time employees of most new tech IPO’s can sell their shares, the median value shrinks substantially. The tech-heavy Nasdaq is down so far this year. Warning signs?
Anything can happen. I have not forgotten the tech boom of the 90’s in the Silicon Valley and the brutal wake-up call that followed in late 2000 & 2001. But what I see from my window, today, is that too many people believe way too much in Murphy’s Law. It is a good conversation topic around a dining table to predict a slowdown, just like we predict the next big quake can happen anytime, but the fact is that today’s “bubble” has no similarity to that of 2001.
Back in those days, the giants of the industry were still young and financially unsecure. Their market was, for the most part, limited to the country boundaries. IPO’s were mushrooming right & left, fueled by plenty of VC money looking for a quick return.
Today, the giants of the tech sector are loaded with cash. They are doing as well if not better overseas. They are grabbing new innovative tech companies at record prices without feeling any pain. Investors are in for the long term. VC people are hot about growth revenues prospects and are investing billions in the Valley, particularly in San Francisco, which appears to be the new destination. The returns sure beat other investment opportunities in this anemic economy.
Of course those same people complaining about overvalued tech stocks about to fizzle, are announcing the same prospect for the local real estate activity which depends so much on the tech sector in the Silicon Valley. The market, however, is behaving just fine. The only negative is that the so-called Spring market has not, so far, brought the thousands of new listings that we expected and we so badly need to satisfy a steady demand.
Most of the uncertainty regarding the regional residential market is not related to a tech slowdown; it is just a new normal here and everywhere else in the US given a sluggish economic recovery. NAR, the National Association of Realtors, was remarking a couple of weeks ago on the fact that the current sales activity in underperforming by historical standards. “In contrast, price growth is rising faster than historical norms because on inventory shortages.”
Last year, the Silicon Valley has fared quite well compared to most other areas. In the “money-towns” of the Mid-Peninsula, such as Atherton, Woodside, Portola Valley, Menlo Park, Los Altos, Los Altos Hills & Palo Alto, the dollar volume of sales exploded year over year, up to 28% in Woodside and 22% in Palo Alto. Unit sales also jumped to new highs, except in Menlo Park, Los Altos & Palo Alto where the inventory of active listings was particularly low.
When you compute the price appreciation over a 5 year period, homeowners did pretty well: Atherton jumped 28%, Woodside 29%, Portola Valley 38%, same for Menlo Park and Los Altos, Los Altos Hills 15%, and Palo Alto…57%! Is that enough to talk about a bubble? Not in my book since it is mostly a function of the dichotomy between supply & demand. Yes, 2014, so far, has been a bit weak, but you give me a lot more listings and I’ll give you a lot more sales without inflationary prices. The Silicon Valley is OK. Keep the faith. Thank you.

Luxury Insider: What Bubble?

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Are we spoiled, or are we bored, or are we blind? Is the Silicon Valley the eternal land of plenty or just a Fools’ Paradise?

I don’t know about you but I feel like I caught a virus that makes me a bit gloomy these days. No matter what business paper I read, I feel like being brainwashed about new impending dotcom slide. The word “bubble” is coming back in fashion. Every decent brain has a theory on the matter and they are ruining my days preaching tougher times in the tech industry and whatever business (like real estate) that benefits from it.

What are we talking about? The hi-tech euphoria which caused some IPO’s to reach stratospheric levels over the last two years, is dissipating. Valuations are being challenged, especially in the social media arena and biotech. Balance sheets do not support stocks performance. By the time employees of most new tech IPO’s can sell their shares, the median value shrinks substantially. The tech-heavy Nasdaq is down so far this year. Warning signs?

Anything can happen. I have not forgotten the tech boom of the 90’s in the Silicon Valley and the brutal wake-up call that followed in late 2000 & 2001. But what I see from my window, today, is that too many people believe way too much in Murphy’s Law. It is a good conversation topic around a dining table to predict a slowdown, just like we predict the next big quake can happen anytime, but the fact is that today’s “bubble” has no similarity to that of 2001.

Back in those days, the giants of the industry were still young and financially unsecure. Their market was, for the most part, limited to the country boundaries. IPO’s were mushrooming right & left, fueled by plenty of VC money looking for a quick return.

Today, the giants of the tech sector are loaded with cash. They are doing as well if not better overseas. They are grabbing new innovative tech companies at record prices without feeling any pain. Investors are in for the long term. VC people are hot about growth revenues prospects and are investing billions in the Valley, particularly in San Francisco, which appears to be the new destination. The returns sure beat other investment opportunities in this anemic economy.

Of course those same people complaining about overvalued tech stocks about to fizzle, are announcing the same prospect for the local real estate activity which depends so much on the tech sector in the Silicon Valley. The market, however, is behaving just fine. The only negative is that the so-called Spring market has not, so far, brought the thousands of new listings that we expected and we so badly need to satisfy a steady demand.

Most of the uncertainty regarding the regional residential market is not related to a tech slowdown; it is just a new normal here and everywhere else in the US given a sluggish economic recovery. NAR, the National Association of Realtors, was remarking a couple of weeks ago on the fact that the current sales activity in underperforming by historical standards. “In contrast, price growth is rising faster than historical norms because on inventory shortages.”

Last year, the Silicon Valley has fared quite well compared to most other areas. In the “money-towns” of the Mid-Peninsula, such as Atherton, Woodside, Portola Valley, Menlo Park, Los Altos, Los Altos Hills & Palo Alto, the dollar volume of sales exploded year over year, up to 28% in Woodside and 22% in Palo Alto. Unit sales also jumped to new highs, except in Menlo Park, Los Altos & Palo Alto where the inventory of active listings was particularly low.

When you compute the price appreciation over a 5 year period, homeowners did pretty well: Atherton jumped 28%, Woodside 29%, Portola Valley 38%, same for Menlo Park and Los Altos, Los Altos Hills 15%, and Palo Alto…57%! Is that enough to talk about a bubble? Not in my book since it is mostly a function of the dichotomy between supply & demand. Yes, 2014, so far, has been a bit weak, but you give me a lot more listings and I’ll give you a lot more sales without inflationary prices. The Silicon Valley is OK. Keep the faith. Thank you.

Filed under intero real estate services real eatate california san francisco bay area real estate sellers real estate buyer Luxury Home Sellers walnut creek

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“I always knew I was going to be rich.  I don’t think I ever doubted it for a minute.”

-          Warren Buffett

Known as the Oracle of Omaha as well as some other endearing titles, Warren Buffett has been looked to as an investing and business guru.  When you’re constantly being ranked as one of the world’s wealthiest people, I would think that association to be somewhat expected.  To make him even more of a rock star, he is a great philanthropist, donating 99% of his fortune to philanthropic causes.

His determination, focus and intelligence, which has been present throughout his life is what has made him the man and icon he is today. Even then, he saw his future and stayed focused on his goal; to be rich.  He started this journey at age 11 by making his first investment and then running a small business at 13.  What were you doing at 13? Playing baseball in the street, hanging out at the arcade, being a kid?  Buffett was making money and he never lost his focus.  He worked hard and smart to get to where he is today and even as a rich man and chairman and CEO of Berkshire Hathaway, he is still extremely frugal and thoughtful with his investments.

Investors and businessmen look up to him and see the value of his decisions.  They don’t always listen to his advice, but while they’re losing money on their investments, he sticks to his guns and never sways coming out on top in the end. Buffett states in his annual letter to shareholders of Berkshire Hathaway in 2013: “I believe it’s a terrible mistake to try to dance in and out of it based upon the turn of tarot cards, the predictions of ‘experts,’ or the ebb and flow of business activity.  The risk of being out of the game are huge compared to the risks of being in it.”

For Buffett, it was never about taking the easy way out.  He takes risks, he sees opportunities and takes advantage of them.  When the road gets rough, he works through it and moves forward coming out on top in the end.  Something we can definitely look to him for is the assurance that with great risk, comes great reward.

“I always knew I was going to be rich. I don’t think I ever doubted it for a minute.”

- Warren Buffett

Known as the Oracle of Omaha as well as some other endearing titles, Warren Buffett has been looked to as an investing and business guru. When you’re constantly being ranked as one of the world’s wealthiest people, I would think that association to be somewhat expected. To make him even more of a rock star, he is a great philanthropist, donating 99% of his fortune to philanthropic causes.

His determination, focus and intelligence, which has been present throughout his life is what has made him the man and icon he is today. Even then, he saw his future and stayed focused on his goal; to be rich. He started this journey at age 11 by making his first investment and then running a small business at 13. What were you doing at 13? Playing baseball in the street, hanging out at the arcade, being a kid? Buffett was making money and he never lost his focus. He worked hard and smart to get to where he is today and even as a rich man and chairman and CEO of Berkshire Hathaway, he is still extremely frugal and thoughtful with his investments.

Investors and businessmen look up to him and see the value of his decisions. They don’t always listen to his advice, but while they’re losing money on their investments, he sticks to his guns and never sways coming out on top in the end. Buffett states in his annual letter to shareholders of Berkshire Hathaway in 2013: “I believe it’s a terrible mistake to try to dance in and out of it based upon the turn of tarot cards, the predictions of ‘experts,’ or the ebb and flow of business activity. The risk of being out of the game are huge compared to the risks of being in it.”

For Buffett, it was never about taking the easy way out. He takes risks, he sees opportunities and takes advantage of them. When the road gets rough, he works through it and moves forward coming out on top in the end. Something we can definitely look to him for is the assurance that with great risk, comes great reward.

Filed under leadership warren buffett toughts richest investor